CLAIMsplain

Our Story

Built from a real total-loss claim.
The hard way.

On August 21, 2025, a fire destroyed our home in Groom Creek, Arizona. We had insurance. We thought we were covered. We were wrong — and we had no idea until it was too late to do anything about it before the claim was filed.

"The claim process revealed everything the policy review process didn't. We discovered gaps we couldn't have found without filing — and a system designed so that finding them was our problem, not theirs."

What we experienced wasn't unique — policyholders navigate complex claim processes without training or anyone on their side who understands both the policy and the process, while the carrier has adjusters, attorneys, and claims systems and the policyholder has a phone number.

ClaimSplain is the tool we needed and couldn't find — plain-English analysis of your actual claim documents that tells you what they actually say, cited to the source.

The Mission

No policyholder should navigate a claim without understanding what their documents actually say.

Every ClaimSplain analysis is built on this belief. Every finding is cited. Every gap is named. Every deadline is flagged — before it passes, not after.

RP

Rob Parsons

Founder, Consumer Clarity LLC · Prescott, AZ

Before

Groom Creek, AZ

BeforeOur home. Fully insured. Or so we thought.

August 21, 2025

Date of loss

August 21, 2025The day everything changed.

After

Rebuild in progress

AfterRebuild in progress. ClaimSplain in progress too.
Splain It To Me

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© 2026 ClaimSplain | Consumer Clarity LLC. Independent claim analysis. Not an attorney, insurance agent, or public adjuster.